Learn How a Reverse Mortgage May Assist Borrowers With Their Retirement
Commonly referred to as a HECM reverse mortgage, the “Home Equity Conversion Mortgage” was developed to help U.S. homeowners, age 62 and older, access the equity in their homes. Since their creation, reverse mortgages have helped over a million American seniors.
We provide HECM reverse mortgage loans to qualified Oregon homeowners. If you are interested, give us a call at: (800) 779-1020 for a confidential consultation or simply use our reverse mortgage calculator to get an instant estimate of loan proceeds available if you do qualify!
As a BBB A+ Rated Lender you can depend on us for accurate information and superior service.
Oregon homeowners, get started today to see how much you may qualify for!
Phone Policy - Please Read
By submitting this estimate request form, I authorize HighTechLending doing business as Golden Heritage Financial to contact me to discuss the information submitted on the form in order to provide information about the HECM loan product, answer any questions you may have, help determine your qualification for the HECM reverse mortgage and if you’re interested, help you apply for the loan, even if the telephone number provided is currently listed on a corporate, state, and/or federal Do-Not-Call list(s). I understand that I am not required to give my consent as a condition of purchasing any goods or services from HighTechLending doing business as Golden Heritage Financial. I may revoke my consent at any time by contacting Samy Khoury at skhoury@hightechlending.com.
Important Disclosure
- The borrower remains responsible for property taxes, hazard insurance and home maintenance, and failure to pay these amounts may result in the loss of the home; and
- Charges will be assessed with the loan, including an origination fee, closing costs, mortgage insurance premiums and servicing fees.
- The loan balance grows over time and interest is charged on the outstanding balance
- At the conclusion of a reverse mortgage, the borrower must repay the loan and may have to sell the home or repay the loan from other proceeds
- Interest on a reverse mortgage is not tax-deductible until the borrower makes partial or full re-payment.
Privacy Policy
We take our clients’ financial privacy very seriously. During the course of processing your request for access, we accumulate non-public personal financial information from you and from other sources about your income, your assets, and your credit history in order to allow a lender to make an informed decision about granting you credit.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
We collect nonpublic information about you from the following sources: (i) information we receive from you on applications or other forms; (ii) information about your transactions with us, our affiliates, or others; and (iii) information we receive from a consumer reporting agency. We do not disclose any nonpublic information about our customers or former customers to any third party, except as permitted by law.
Please note that any information provided will be deemed confidential & shall not be reproduced or sold to a third party company. By sending any information, you grant an unrestricted, irrevocable license to use the information to accommodate your requests. State Approved CA-1176627, HUD Authorized ID 7770700414. Privacy Policy - Upon submitting data to this site you will be sent an email to the address provided with an opportunity to opt out of future communications.
Advantages You Can Expect From Our Support
As a qualified Oregon reverse mortgage lender, specializing in HECM home loans, we focus on educating potential borrowers so they can make a confident and informed decision about utilizing this retirement enhancing loan. Navigating the details can be challenging, but we’re here to help.
Not only do we provide the most important information here on our website, where you can learn about the qualifications, pros and cons, plus costs and fees, but we also take time to meet with you, face to face, to patiently explain how it all works.
If you want information about the HECM Reverse Mortgage but do not want to be hounded by phone calls and emails you can be assured that we completely respect your boundaries. We do not sell any information you provide, neither do we abuse you with daily phone calls or emails. That being said, if we do reach out, it is only to ensure you have the support you need.
Advantages:
- Face to Face or Phone Consultations
- Free, No Obligation Information And Support
- We Promise Not To Inundate You With Phone Calls Or Emails
- We Deliver Competitive Rates and Superior Service
Did you find all the information you were looking for?
A HECM reverse mortgage may provide solutions for qualified Oregon homeowners looking to improve their financial resources and augment their retirement income, allowing them to maintain or potentially improve their financial flexibility and the lifestyle they’ve earned over years of hard work and sacrifice. Our main goal, as always, is to ensure you have the information you need to make an educated decision about reverse mortgage loans and access to us as a trustworthy local lender.
To schedule a free, no obligation discussion about the costs or fees of reverse mortgage loans, the HECM loan qualifications, or to gain a better understanding of how they work, do not hesitate to give our help line a call at (800) 779-1020, we’d love to meet with you at your home or have a talk on the phone to share anything you need to know about the HECM reverse mortgage home loan.
5 Important Things To Understand As You Consider A HECM Reverse Mortgage Loan
1
At the conclusion of a reverse mortgage, the borrower must repay the loan and may have to sell the home or repay the loan from other proceeds.
2
Charges will be assessed with the loan, including an origination fee, closing costs, mortgage insurance premiums and servicing fees.
3
The loan balance grows over time and interest is charged on the outstanding balance.
4
The borrower remains responsible for property taxes, hazard insurance and home maintenance, and failure to pay these amounts may result in the loss of the home;
5
Interest on a reverse mortgage is not tax-deductible until the borrower makes partial or full re-payment.